.how-it-works-section{background-color:var(--bg-cream);z-index:2;padding:1.75rem 0 4.5rem;position:relative}.how-it-works-grid{grid-template-columns:repeat(4,minmax(0,1fr));gap:1rem;margin-top:.5rem;display:grid;position:relative}.how-it-works-grid:before{content:"";pointer-events:none;background:linear-gradient(90deg,#0000,#12141624,#0000);height:1px;position:absolute;top:1.3rem;left:8%;right:8%}.how-step-card{z-index:1;background-color:#fff;border:1px solid #12141612;border-radius:18px;grid-template-columns:auto 1fr;align-items:flex-start;gap:.9rem;min-height:190px;padding:1.15rem;transition:transform .35s,border-color .35s,box-shadow .35s;display:grid;position:relative;box-shadow:0 10px 28px #12141608}.how-step-card:hover{border-color:#c5a26b5c;transform:translateY(-4px);box-shadow:0 16px 32px #1214160f}.how-step-marker{background-color:var(--accent-gold);width:42px;height:42px;color:var(--bg-dark);border-radius:50%;justify-content:center;align-items:center;display:flex;box-shadow:0 8px 18px #c5a26b3d}.how-step-num{font-family:var(--font-heading);letter-spacing:.06em;font-size:.78rem;font-weight:900;line-height:1}.how-step-content{flex-direction:column;min-width:0;display:flex}.how-step-kicker{letter-spacing:.13em;text-transform:uppercase;color:var(--accent-gold-dark);margin-bottom:.35rem;font-size:.65rem;font-weight:900}.how-step-title{color:var(--text-primary);margin-bottom:.45rem;font-size:1.05rem;font-weight:900;line-height:1.25}.how-step-text{color:var(--text-muted);margin-bottom:.9rem;font-size:.88rem;line-height:1.5}.how-step-meta{background-color:var(--bg-light);color:var(--text-primary);border-radius:9999px;align-self:flex-start;margin-top:auto;padding:.35rem .65rem;font-size:.72rem;font-weight:800}@media (max-width:1024px){.how-it-works-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.how-it-works-grid:before{display:none}}@media (max-width:640px){.how-it-works-section{padding:1.75rem 0 3.75rem}.how-it-works-section .section-header{margin-bottom:2rem}.how-it-works-grid{flex-direction:column;gap:.85rem;margin-top:0;padding-left:.15rem;display:flex}.how-it-works-grid:before{background:linear-gradient(#0000,#12141624,#0000);width:1px;height:auto;display:block;inset:.5rem auto .5rem 1.45rem}.how-step-card{transform-origin:50%;border-radius:16px;grid-template-columns:44px 1fr;min-height:auto;padding:.95rem}.how-step-marker{width:38px;height:38px}.how-step-title{font-size:1rem}.how-step-text{margin-bottom:.75rem;font-size:.86rem}@supports (animation-timeline:view()){.how-step-card{animation:ease-out both howMobileStepReveal;animation-timeline:view();animation-range:entry 8% cover 38%}.how-step-marker{animation:ease-out both howMobileMarkerPop;animation-timeline:view();animation-range:entry 8% cover 38%}}}@media (prefers-reduced-motion:reduce){.how-step-card,.how-step-marker{animation:none!important;transform:none!important}}@keyframes howMobileStepReveal{0%{opacity:.55;transform:translateY(16px)scale(.98)}to{opacity:1;transform:translateY(0)scale(1)}}@keyframes howMobileMarkerPop{0%{box-shadow:0 0 #12141600}to{box-shadow:0 8px 18px #c5a26b4d,0 0 0 6px #c5a26b24}}